Investor Loan Program
Smart financing aligned with your investment strategy
Tell us what you need
Who is eligible?
Eligibility is assessed holistically, including portfolio size, liquidity, and overall financial standing.
- Existing or new client in good standing with verifiable identity and source of funds.
- Active investment portfolio or provable liquid assets for collateral or coverage.
- Debt-to-income and coverage ratios that fit risk limits and stress scenarios.
- Successful KYC/AML, credit checks (where applicable), and documentation review.
Appropriate uses
Thoughtful use of financing can preserve strategy and avoid forced sales.
- Short-term cash flow for business or tax obligations.
- Real estate transaction bridging (subject to terms and local rules).
- Strategic opportunities without disrupting long-term positions.
- Contingency liquidity to navigate market timing or settlement gaps.
Illustrative Loan Terms
Terms vary by applicant profile, collateral, jurisdiction, and market conditions. The following is illustrative only; your final offer will specify the binding terms and disclosures.
| Feature | Illustrative Range |
|---|---|
| Loan Type | Secured (portfolio-backed) or Unsecured (select cases) |
| Amount | From $50,000 (or local equivalent); larger amounts assessed case-by-case |
| Tenor | 6–60 months; extensions subject to review |
| Interest | Fixed or floating (benchmark + margin), determined at underwriting |
| Repayment | Monthly interest; principal at maturity or amortizing — per agreement |
| Collateral | Eligible securities / cash; LTV and haircuts apply |
| Fees | Origination & admin fees may apply; disclosed in your offer |
| Early Prepayment | Permitted; check your offer for any prepayment terms |
Key Risks & Considerations
- Leverage risk: Borrowing magnifies gains and losses; adverse markets can impair collateral.
- Market drawdown: If portfolio values fall, you may need to post additional collateral or reduce exposure.
- Cash flow discipline: Interest and principal obligations continue regardless of market conditions.
- Suitability: Financing must fit your goals, horizon, and capacity for loss; consider independent tax/legal advice.
- Regulatory constraints: Availability, structure, and collateral eligibility can vary by jurisdiction.
- Covenants: Maintenance requirements and restrictions will be detailed in the loan agreement.
From inquiry to funding
1) Conversation
Discuss goals, timelines, collateral, and constraints with our team.
2) Assessment
We review eligibility, conduct KYC/AML, and run preliminary underwriting.
3) Offer
Receive an indicative term sheet, then a final offer subject to documentation.
4) Funding
Execute agreements; funds are disbursed per the agreed schedule and method.
Typical Documentation
Documentation varies by jurisdiction and loan type. Common items include:
- Valid government ID and proof of address.
- Proof of income and assets; statements for pledged accounts.
- Liabilities summary; existing loan agreements (if any).
- Signed disclosures and loan agreements provided by Assets Glocalization Unicorn.
Investor Loan FAQs
Is this a margin loan?
Depending on structure and collateral, a loan may function similarly to portfolio-backed financing with maintenance requirements. Your offer and loan documents will specify the exact type, terms, and covenants.
Can I prepay early?
Early prepayment is generally allowed. Review your offer for any specific prepayment terms or administrative fees.
Will you sell my investments?
We aim to preserve your long-term strategy. However, if collateral coverage falls below required thresholds, remediation steps may be required per your agreement, which can include partial liquidation.
What determines my rate?
Rates depend on loan amount, collateral type and LTV, tenor, and credit factors. We offer fixed and floating options where available.
Is there geographic availability?
Availability varies by jurisdiction and local regulation. Contact us to confirm options for your region.
Can Representatives refer clients?
Yes. Approved Company Representatives may introduce qualified prospects. Referrals are subject to compliance policies and regional rules.
Ready to explore an Investor Loan?
Speak with our team to assess suitability, structure, and timing — and how financing could support your broader plan.
This page is provided for informational purposes only and does not constitute an offer or commitment to lend. All loans are subject to credit approval, eligibility, documentation, and applicable laws and regulations. Review the final loan agreement, Form CRS & ADV, Terms & Conditions, and Privacy Policy for details.